Hmlet, Cove & Lyf — Three Operators Compared

Published April 1, 2026 · Last updated April 3, 2026 · 10 min read
Singapore River area — co-living operators comparison
Singapore River area, close to several co-living properties. Image: Wikimedia Commons (CC)

Three names appear consistently in discussions of co-living in Singapore: Hmlet (now rebranded under Habyt), Cove, and Lyf (operated by CapitaLand's Ascott). Each has carved a distinct niche in terms of pricing, target tenant and property style. This comparison draws on publicly listed rates, amenity descriptions and user reviews as of early 2026.

Hmlet (Habyt)

Background

Founded in Singapore in 2016, Hmlet was one of the earliest co-living operators in the city-state. The company raised significant venture funding and expanded across Asia-Pacific before merging with Berlin-based Habyt in 2022. As of 2026, the combined entity operates 24 residential properties in Singapore under the Hmlet brand name, with a portfolio spanning Emerald Hill, Tiong Bahru, Orchard and several other central districts.

Room Types and Pricing

What Is Included

All Hmlet properties include high-speed WiFi, bi-weekly cleaning, utilities (capped in some properties), fully furnished interiors with air-conditioning, and access to shared kitchen and laundry facilities. The company does not charge agent fees, a notable distinction in a market where traditional rentals typically involve a fee equivalent to half a month's rent.

Lease Terms

Minimum lease period: 3 months. Month-to-month extensions are generally available after the initial term. No early termination without penalty in most contracts.

Strengths and Limitations

Hmlet's main advantage is property variety — 24 locations across central Singapore provide genuine choice in neighbourhood and price bracket. The merger with Habyt also brought a more structured booking process. On the downside, some user reviews note inconsistency between properties: older conversions (particularly shophouse units) can vary in maintenance quality and room size compared to newer additions.

Cove

Background

Cove launched in Singapore in 2018 and has positioned itself as a mid-range option with strong emphasis on design and tenant experience. The company operates across three tiers — Luxe, Classics and Basics — allowing tenants to self-select based on budget and expectations. Properties are spread across River Valley, Bukit Timah, Novena, Holland Village and several other residential districts.

Room Types and Pricing

What Is Included

Rent covers 1Gbps mesh WiFi, weekly housekeeping, all utilities, fully furnished rooms with queen-sized beds and wardrobe, comprehensive kitchenware, washing machine access, and a 40–50 inch TV with Chromecast in shared living areas. Select properties include condo facilities (pool, gym) and parking.

Lease Terms

Minimum stay: 1 month. Cove also offers nightly stays in select properties, positioning itself partly in the short-stay market. No agent fees.

Strengths and Limitations

Cove's tiered system is genuinely useful — it allows budget-conscious tenants to enter co-living at a lower price point than most competitors. The company's 4.5-star average across 10,000+ reviews is the highest among major operators. Its support team receives particularly strong feedback (cited in 286 out of 798 analysed Google reviews, per Cove's own data). The main limitation is availability: at the lower price tiers, rooms move quickly and wait times of 2–4 weeks are common.

Lyf by Ascott

Background

Lyf is CapitaLand's co-living brand, operated through its Ascott serviced residence division. The inaugural property — Lyf Funan Singapore — opened at 67 Hill Street within the Funan integrated development. It is a nine-storey, 412-room property spanning 121,000 square feet, making it one of the largest single co-living properties in Southeast Asia.

Room Types and Pricing

What Is Included

All rooms include high-speed WiFi, fully furnished interiors with private kitchens and bathrooms, 24/7 security with mobile key access, gym access, housekeeping, and a social programme managed by "lyf guards" — community managers who organise events, provide city orientation and facilitate networking.

Lease Terms

No minimum stay — Lyf accepts nightly bookings, making it unique among Singapore co-living operators. Extended stay discounts are applied for stays of one month or longer. This flexibility reflects Lyf's dual classification as both a serviced residence and a co-living space.

Strengths and Limitations

Lyf's institutional backing (CapitaLand/Ascott) brings consistently high build quality, professional management and a premium community programme. The Funan location — directly above Funan Mall, adjacent to City Hall and Clarke Quay MRT stations — is arguably the most central co-living address in Singapore. The trade-off is price: monthly rates are significantly higher than Hmlet or Cove for comparable room sizes. Lyf suits shorter-stay professionals and those willing to pay for a hotel-grade experience with a co-living community overlay.

Comparison Summary

FactorHmlet (Habyt)CoveLyf (Ascott)
Price Range (Monthly)SGD 1,000 – 5,272SGD 600 – 2,000SGD 2,707 – 3,884
Minimum Lease3 months1 month1 night
Properties in SG2450+1 (Funan)
WiFiHigh-speed1Gbps meshHigh-speed
HousekeepingBi-weeklyWeeklyIncluded
Agent FeesNoneNoneNone
Community EventsOccasionalModerateExtensive (lyf guards)
Review Rating4.3 / 54.5 / 54.6 / 5
Best ForMid-stay professionals, budget flexibilityBudget-conscious, design-focused tenantsShort-stay, premium experience

Related Reading

Sources: Hmlet/Habyt official listings, Cove property pages, Lyf Funan booking portal, Google Reviews aggregation, cofynd.com property data. All pricing reflects publicly listed rates as of Q1 2026.